Personal Finances – October 2009

I didn’t have much success at either investing money or putting some away this month. There were two birthdays in September that raised my credit card bill a bit higher than normal, I renewed my subscription to Xbox Live, and I bought Halo 3: ODST.

I might be buying an LCD TV soon, because the power button on our old school TV in the living room, was pushed in and no longer functions. We’ve been leaving it on so we don’t have to struggle with turning it on and off. No, we don’t have a remote for it. It’s a perfect excuse for me to finally get an HDTV. I definitely won’t be saving up much in the next month or so.

The holiday season is going to be more of the same with little to be saved, and much to be spent. I’m looking forward to the holidays, but my pocketbook isn’t.

$1,876.88 Total Income

$1,800.00 Monthly Pay Checks
$1.58 Checking Account Interest
$0.01 Savings Account Interest
$17.80 Dividends ($53.40 / qtr.)
$57.69 Prosper Loans

$1,224.97 Total Expenses

$188.00 School Loans
$192.00 Car Payment
$450.00 Food & Utilities
$100.00 Gas
$82.00 Cell Phone
$50.00 Entertainment
$130.00 Insurance
$32.97 Personal Loan

$652.25 Net Monthly Cash Flow
$77.08 Passive Income
6.29% Passive Income % of Expenses

$5,521.45 Total Assets

$473.86 Checking Account
$7.61Savings
$108.96 Scottrade Account
$24.20 Prosper Account
$14.80 ChaCha Account
$9.05 Paypal Account
$46.62 OneSeason Account
$3,285.93 in Stock
$1,119.76 Loans on Prosper

$22,166.90 Total Liabilities

$12940.91 School Loans
$7871.05 Car Loan
$779.77Credit Card
$575.17 Prosper Loan

-$16,645.45 Net Worth

Related posts:

1. Personal Finances – April 2009
2. Personal Finances – March 2009
3. Personal Finances – February 2009
4. Personal Finances – January 2009
5. Personal Finances – Beginning 2009