Personal Finances – April 2009

There wasn’t much of a dent made in my total debt this month. I decided to purchase a new digital camera as well as a Flip Mino HD video recorder. My credit card debt actually went up a little bit because of those two items. I thought they were worth it since I can now add video to my blog and take some nice pictures to upload to flickr and eventually onto the site as well.

I was paid dividends on my stock this month, and it has also gone up quite a bit. That’s a huge bright side. I just wish I had some more cash set aside to buy more at a lower price.

This month should see a better reduction in my total debt. I told my girlfriend to watch my spending and not to let me get too crazy. I am only buying things I need to buy this month.

$1,878.11 Total Income

$1,800.00 Monthly Pay
$1.79 Checking Account
$0.01 Savings Account
$6.80 Dividends ($20.40 / qtr.)
$69.51 Prosper Loans

$1,229.47 Total Expenses

$188.00 School Loans
$192.00 Car Payment
$300.00 Food & Utilities
$100.00 Gas
$81.60 Cell Phone
$30.00 Entertainment
$116.90 Insurance
$32.97 Personal Loan
$88.00 Medical Bill

$748.64Net Monthly Cash Flow
$78.11 Passive Income
6.92% Passive Income % of Expenses

$6,028.38 Total Assets

$536.82 Checking Account
$7.55 Savings
$75.36 Scottrade Account
$69.86 Prosper Account
$11.03 ChaCha Account
$2.98 Paypal Account
$71.37 OneSeason Account
$1,351.50 in Stock
$1,193.00 Loans to Friends
$1,713.66 Loans on Prosper

$25,141.05 Total Liabilities

$13,930.47 School Loans
$9,025.15 Car Loan
$1,196.41 Credit Card
$704.02 Prosper Loan
$285.00 Medical

Related posts:

1. Personal Finances – October 2009
2. Personal Finances – March 2009
3. Personal Finances – February 2009
4. Personal Finances – January 2009
5. Personal Finances – Beginning 2009